I don't believe in luck

Luck- A word which everybody likes to use. I also used to believe that there is something like luck...No it is not...I stay firm.. All good and prosperity comes to people who stay focussed @ work in hand, work hard/smart, have good self-esteem and most importantly understand themselves. I will never use the word lucky to address people who have acheived something in life. It is derogatory. Anything from a good education, job, friends, relationship and health have to be earned, saved and cherished. Remember..."There is no free lunch".